Kristy Towson
KRISTY TOWSON
your Kelowna Mortgage Broker
20+ Years Experience
Your Kelowna Mortgage Broker
20+ Years Experience
Making Homeownership Affordable
Individualized Mortgage Solutions
Residential Mortgage Services
Whether you are purchasing your first home, upgrading to your next family home, purchasing an investment property or needing new construction financing, I help clients find the right mortgage strategy for their needs. As your Kelowna mortgage broker, my goal is to make the financing process simple, stress-free, and tailored to your needs.
Whether you want to reduce your mortgage costs, renovate your home or use your equity for other financial needs, I can help you explore refinancing options. As your Kelowna mortgage broker, I’ll provide clear advice, competitive options and dedicated support from application to closing.
Your mortgage renewal is an opportunity to review your current financial situation to ensure your mortgage still aligns with your financial goals. I help make the renewal process simple so you can make an informed decision.
Financial Tools
Equipping you with knowledge to make informed decisions
Explore our suite of mortgage calculators to estimate your monthly payments, down payment requirements, and interest costs with precision.
This Homebuyer’s Guide will give you the information and tools you need to make an informed and responsible homebuying decision. This hands-on workbook provides examples and worksheets to guide you through the entire homebuying process.
Some of the Lenders I Work With
Success Stories
"Kristy was instrumental in helping us navigate the complexities of securing financing as self-employed individuals. We couldn’t have done it without her expertise and determination. She worked tirelessly to help us refinance our current home to access equity and went the extra mile to secure financing for our new house, even with the many hurdles along the way. Her dedication and problem-solving made what seemed impossible a reality. We’re deeply grateful for her efforts and will forever turn to her for any future mortgage needs."
Brian Kroeker, Self Employed Client
"This is the third time we’ve worked with Kristy, and once again, she exceeded all expectations. Our mortgage process was complex, with a lot of moving parts, but she navigated every challenge with expertise and grace. Even while on vacation, she remained responsive and provided timely, strategic advice that kept everything on track. Her professionalism, dedication, and genuine care for her clients consistently shine through. We’re so grateful to have her in our corner and wouldn’t hesitate to recommend her to anyone looking for a knowledgeable and dependable mortgage broker."
Amanda Krushel, Client
Kristy is down right amazing at her job. Despite a complicated financing situation, she got us an affordable rate for our second mortgage! We are so thankful for her.
Jaymie G, Client
Mortgage Process Tips...
1. Get a Pre-Approval Before You Start Shopping
Getting a pre-approval before house hunting allows you to put an offer in with confidence. It helps you establish your purchasing power and identify any potential financing concerns early.
2. Have Your Documents Ready
Being organized saves time and helps avoid delays.
3. Avoid Major Financial Charges
Once your application is underway, avoid making large purchases on credit, applying for new loans or changing jobs.
4. Be Honest
Full disclosure is key. Any changes or past hiccups in credit or income, divulge up front so they can be addressed early.
5. As a Mortgage Broker I am FREE to use;
Work for YOU;
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